November new-cardholder bonuses range from $100 cash to $750 cash and from 20,000 points to 75,000 points or miles. Each bonus requires set spending in the first three to six months after account opening.
A sign-up bonus is a one-time reward for opening a card and meeting that spending target. Cash offers suit low spenders, while travel points suit larger spenders. Eligibility limits matter because past bonuses can block a new payout.
Table of Contents
- Which travel rewards are largest?
- Which cash bonuses fit lower spending?
- What business offer stands out?
- How do eligibility rules block bonuses?
Which travel rewards are largest?
Capital One aims Venture X at travelers who can spend $4,000 in three months. According to Capital One, it offers 75,000 bonus miles after that spending Venture X details.
Capital One lists a $300 Capital One Travel credit and 10,000 anniversary miles on the $395-annual-fee card. Chase sets Sapphire Preferred at 60,000–75,000 bonus points after $5,000 in purchases in the first three months. According to Chase, applicants qualify only with no current Sapphire card and no Sapphire bonus in the past 48 months Sapphire Preferred offer.
Which cash bonuses fit lower spending?
Chase offers Freedom Unlimited cardmembers a $200 bonus after $500 in purchases in the first three months. Chase says the bonus posts in six to eight weeks. Capital One offers Savor cardholders a $200 cash bonus after $500 in purchases within three months.
The card carries a $0 annual fee and pays 3% back on dining, groceries, entertainment and streaming. Wells Fargo advertises a $100 cash-rewards bonus after $500 in purchases in three months plus unlimited 2% rewards. Shoppers should use the exact advertised link because amounts vary by channel. According to Citi, Double Cash newcomers have six months to earn $200 as 20,000 ThankYou Points after $1,500 in purchases Double Cash offer.
What business offer stands out?
Chase offers Ink Business Unlimited cardholders $750 cash back after $6,000 in purchases in the first three months. That payout is the largest cash amount in this November set.
The spending target is also the highest, so it fits funded business purchases. Chase restricts eligibility for holders of certain no-annual-fee Chase business cards. Business applicants should confirm current card holdings before applying.
How do eligibility rules block bonuses?
Past bonuses often block new ones. Chase bars current Freedom Unlimited cardmembers and anyone bonused in the prior 24 months.
Citi bars anyone bonused or converted into Double Cash in the past 48 months. Check these limits before you apply. Timing and application channel also affect payout.
- Sapphire: no current Sapphire card; no Sapphire bonus in 48 months.
- Freedom Unlimited: no current card; no bonus in 24 months; allow six to eight weeks for posting.
- Double Cash: no bonus or conversion into Double Cash in 48 months.
- Active Cash: apply through the exact advertised link; offers vary by channel.
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