Savings account bonuses paying up to $900 this month come from Chase, Webster Bank, and Raisin. Each $900 headline is mainly a checking-plus-savings combination, not savings alone. A bank bonus is cash a bank adds after you open a new account and finish required deposits or balances. These offers fit new customers who can move a large deposit and leave it in place.
Table of Contents
- What does $900 actually require?
- How does Chase pay $900?
- How does Webster Bank pay $900?
- How does Raisin pay $900?
- What should you check before moving money?
What does $900 actually require?
The largest payouts pair a checking account with a savings account. You must qualify for both parts to reach the full $900. Savings alone pays less.
That structure shapes who should apply. You need new-customer status, enough cash for a large funding rule, and time to keep accounts open until payout. Chase and Webster state that bonus income is taxable.
How does Chase pay $900?
Chase offers $900 when a new customer opens Chase Total Checking plus Chase Savings together and completes both qualifying activities. Chase lists the offer as expiring Jan. 27, 2027, according to Chase's official checking-and-savings offer page. The checking part pays $300 after a qualifying direct deposit posts within 90 days. Chase defines that deposit as an electronic paycheck, pension, or government benefit, and excludes Zelle, wires, and external transfers.
The savings part pays $200 for depositing $15,000 or more in new money within 30 days and maintaining that balance for 90 days. Chase adds $400 extra for completing both the checking and savings requirements, bringing the total to $900. Eligibility is narrow. Chase limits the deal to people without existing Chase checking or savings, without closure in the last 90 days, and without a negative-balance closure in three years. Chase also allows only one checking bonus and one savings bonus every two years.
How does Webster Bank pay $900?
Webster Bank offers up to $900 cash when a new client opens Premium Checking and Premium Savings on the same day. Webster Bank describes the promotion period as Oct. 1-Dec. 31, 2026, according to Webster Bank's official promotion. The structure is three $300 parts.
Premium Checking pays $300 after qualifying direct deposits. Premium Savings pays $300 for holding $15,000 for 90 days. Opening both accounts together adds another $300. You must open both accounts on the same day and meet the direct-deposit and balance rules. The full $900 goes only to savers who complete the checking, savings, and combination requirements.
How does Raisin pay $900?
Raisin pays a $900 Welcome Bonus for deposits of $200,000 or more using code STACK at signup. Raisin sets the terms for Sept. 1-Oct. 31, 2026 on Raisin's official U.S.
savings page. Funds must be added within 14 days of the first deposit. The balance must stay at partner banks for 90 days. This is the highest funding bar of the three offers. It suits savers who already plan to move a very large cash balance through Raisin's partner network.
What should you check before moving money?
Match the offer to cash you can leave untouched. A $15,000 or $200,000 requirement can create overdrafts or missed bills if the money is needed elsewhere. Put the funding deadline and the end of the 90-day holding period on your calendar before you transfer funds.
- Confirm you are a new customer under that bank's closure and bonus-history rules.
- Confirm whether the savings money must be new money from another bank.
- Confirm the funding deadline, the 90-day holding period, and the account-open-until-payout rule.
- Plan for taxes on any bonus you receive.
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