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Ultra High Net Worth Deposit Bonus Deadlines to Watch This December

The December deadlines to watch are December 4, December 14, December 25, and December 31 for large-balance bonuses. An ultra high net worth deposit bonus here means added cash for moving $100,000 or more, or HK$8,000,000 or more.

Miss the cutoff and the tier pays nothing. North American brokerage cutoffs land first, while Hong Kong private-wealth offers run to year-end. Singapore adds a year-end transfer boost for brokerage accounts.

Table of Contents

Which North American cutoffs come first?

Desjardins Online Brokerage pays 1% up to $7,500 for outside transfers requested November 2 to December 4, 2026. Quebec and Ontario residents only qualify, and assets must arrive by March 4, 2027, according to Desjardins Online Brokerage asset-consolidation offer terms. Questrade's GET1000 pays $100, $300, or $1,000 for $20,000, $50,000, or $100,000 in net new funding.

Deposits must settle by November 2, 2026, while portal-initiated transfers must arrive by December 14, 2026, according to Questrade GET1000 offer details. Charles Schwab pays $250, $500, or $1,000 for new-to-Schwab funds of $25,000, $50,000, or $100,000 or more. The cash must sit in a new Investor Checking account opened by November 10, 2026 and held through December 25, 2026, according to Charles Schwab Investor Checking offer.

Which Hong Kong wealth deadlines run to December 31?

China Construction Bank (Asia) offers new Private Wealth clients joining by December 31, 2026 up to HK$103,888 in rewards. The package includes HK$10,500 for holding HK$8,000,000 or more plus mobile banking and a credit card, according to CCB (Asia) new-customer Private Wealth promotion.

HSBC Hong Kong offers Premier Elite joiners from now through December 31, 2026 new-fund and wealth-management rewards worth over HK$88,000. Larger new-fund deposits earn higher awards, according to HSBC Hong Kong.

What does Singapore add for transfer-ins?

Moomoo Singapore runs a CDP transfer-in reward boost from June 26 to December 31, 2026. It pays tiered cash coupons for individual accounts, according to Moomoo Singapore.

The same boost adds a lucky draw worth up to S$2,000. It also offers up to S$200 in broker-fee subsidies, according to Moomoo Singapore.

What should you confirm before moving cash?

Match the account, source of funds, and receipt date before you initiate. A transfer requested in time can still fail if it settles late or comes from an ineligible account.

Questrade splits GET1000 into two payments on about June 11, 2027 and December 10, 2027, according to Questrade. Questrade says early withdrawals reduce payouts, so leaving before the second payment cuts the total. Start portal transfers now if you need the December 14 receipt date.

  • Outside Desjardins transfer, Quebec or Ontario residence, receipt by March 4, 2027
  • New-to-Schwab funds, new Investor Checking account, hold through December 25, 2026
  • Questrade net new funding, portal transfer receipt by December 14, 2026, qualifying cash or margin account kept open
  • Hong Kong Private Wealth or Premier Elite join by December 31, 2026 with required balance and product conditions

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