In November 2026, watch two Ally checking deadlines: Dec. 31, 2026 for referral enrollment and Dec. 31, 2026 for the Auto offer.
The $100 referral bonus and $300 invite-only Auto bonus remain open, while SPEND300 and GET300 are closed to new applicants. Ally Bank's Spending Account is its checking account for modern money management. Ally Bank describes it as supporting checks, debit card use, Bill Pay, Zelle, wires, ATM access and interest.
Table of Contents
- Which bonuses are still open?
- How does the $300 Auto-customer bonus work?
- Why can't you use SPEND300 or GET300 now?
- What should you check before December 31?
Which bonuses are still open?
Ally Bank says newcomers can earn a $100 welcome bonus when they enroll through a referral link by Dec. 31, 2026 Ally Bank's referral terms. They must open an eligible Spending or Savings account. They must also complete the funding and transfer or direct-deposit requirements.
The bonus is limited to one per eligible newcomer. The same referral enrollment also enters eligible newcomers for a chance to win 1 of 10 Paige Bueckers 2026 AT&T WNBA All-Star autographed jerseys. The sweepstakes ends at 11:59 p.m. ET on Dec. 31, 2026, with no purchase necessary.
How does the $300 Auto-customer bonus work?
Ally Bank says its invite-only Auto-customer Spending offer pays $300 for opening a first Spending Account with code allyauto300 by Dec. 31, 2026 Ally Bank's Auto-customer offer page. You must be an Ally Auto customer when the account opens.
Only customers selected to participate and notified by email directly from Ally Bank are eligible. The account must receive funding of any amount within 30 days to avoid automatic closure. It must then receive qualifying direct deposits totaling at least $1,000 per month for two consecutive months. The first qualifying month must post within 60 days of opening, and Ally Bank pays the bonus within 30 days after the requirement is met.
Why can't you use SPEND300 or GET300 now?
Ally Bank states its $300 SPEND300 checking bonus offer has ended Ally Bank's $300 bonus status page. Prior SPEND300 openers must still fund within 30 days. They must also complete two consecutive $1,000 qualifying-direct-deposit months for payment within 30 days.
Ally Bank states its GET300 checking signup is closed and had required opening a first Spending Account with code GET300 no later than Nov. 10, 2025 Ally Bank's checking bonus next-steps page. November 2026 applicants cannot use it. They should use only the active referral path or the invited Auto path.
What should you check before December 31?
Confirm which open path fits you, then protect the enrollment date. Referral newcomers need a referral-link enrollment by Dec.
31, 2026 and an eligible account. Invited Auto customers need the email invitation, Auto-customer status at opening, and code allyauto300. If you did not receive the Auto email directly from Ally Bank, pursue the $100 referral path instead.
- Check for an Ally Bank email invitation before counting on the $300 Auto offer.
- Confirm Ally Auto customer status on the day you open the Spending Account.
- Fund any amount within 30 days to keep the new account open.
- Schedule qualifying direct deposits of at least $1,000 per month for two straight months.
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